:root {
  --ivory: #f7f2ea;
  --warm-ivory: #f5f0e8;
  --cream: #fffaf2;
  --taupe: #b8a99a;
  --soft-taupe: #c8b8a8;
  --espresso: #17110d;
  --deep-espresso: #3a2a21;
  --charcoal-brown: #1e1916;
  --bronze: #8c643c;
  --champagne: #c7a76c;
  --champagne-light: #f1d7a2;
  --platinum: #b8b3aa;
  --ink: #080604;
  --muted: #71675d;
  --soft-text: #a9a096;
  --line: rgba(58, 42, 33, 0.14);
  --line-dark: rgba(247, 242, 234, 0.14);
  --metallic-gold: linear-gradient(135deg, #8c643c 0%, #c7a76c 28%, #f1d7a2 48%, #b98242 68%, #f4ddb1 100%);
  --shadow: 0 26px 70px rgba(58, 42, 33, 0.13);
  --soft-shadow: 0 16px 46px rgba(58, 42, 33, 0.09);
  --font-serif: "Playfair Display", Georgia, serif;
  --font-sans: "Manrope", "Inter", "Segoe UI", Arial, sans-serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
}

body {
  margin: 0;
  overflow-x: hidden;
  color: var(--ink);
  background:
    linear-gradient(180deg, rgba(200, 184, 168, 0.2), transparent 440px),
    var(--ivory);
  font-family: var(--font-sans);
  font-size: 17px;
  line-height: 1.68;
  text-rendering: optimizeLegibility;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -10rem;
  z-index: 50;
  background: var(--espresso);
  color: var(--cream);
  padding: 0.75rem 1rem;
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  border-bottom: 1px solid rgba(199, 167, 108, 0.3);
  background:
    linear-gradient(180deg, rgba(30, 25, 22, 0.98), rgba(23, 17, 13, 0.98)),
    var(--espresso);
  backdrop-filter: blur(22px);
  color: var(--cream);
}

.header-utility {
  border-bottom: 1px solid rgba(199, 167, 108, 0.24);
  background: rgba(8, 6, 4, 0.34);
}

.header-utility-inner {
  width: min(1360px, calc(100% - 48px));
  min-height: 40px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 14px;
  color: rgba(247, 242, 234, 0.78);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.14em;
  line-height: 1.3;
  text-transform: uppercase;
  white-space: nowrap;
}

.header-utility-inner a {
  color: inherit;
  text-decoration: none;
}

.header-utility-inner a:hover {
  color: var(--champagne-light);
}

.nav,
.header-inner {
  width: min(1360px, calc(100% - 48px));
  min-height: 122px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: clamp(24px, 3vw, 48px);
}

.brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  min-width: 0;
}

.brand-advisory {
  display: grid;
  gap: 8px;
  justify-items: center;
  flex: 0 0 auto;
  color: var(--cream);
}

.header-logo-lockup {
  width: clamp(196px, 15.5vw, 238px);
  max-width: 238px;
}

.approved-brand-logo {
  display: block;
  width: 100%;
  height: auto;
  object-fit: contain;
  background: transparent;
  border: 0;
  box-shadow: none;
  padding: 0;
}

.brand-tagline {
  display: block;
  width: 100%;
  padding-top: 8px;
  border-top: 1px solid rgba(199, 167, 108, 0.36);
  color: rgba(247, 242, 234, 0.76);
  font-size: 0.58rem;
  line-height: 1.35;
  text-align: center;
  text-transform: uppercase;
  letter-spacing: 0.17em;
  font-weight: 800;
}

.brand-logo,
.logo-wrapper,
.site-logo,
.header-logo {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  width: min(220px, 16vw);
  max-width: 220px;
  min-width: 150px;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
  box-shadow: none;
  overflow: visible;
}

.brand-logo img,
.header-logo img,
.site-logo img {
  display: block;
  width: 100%;
  max-width: 220px;
  height: auto;
  object-fit: contain;
  background: transparent;
  border: 0;
  box-shadow: none;
  padding: 0;
}

.footer-logo {
  width: min(210px, 100%);
  max-width: 210px;
}

.brand:not(.brand-advisory) strong {
  font-family: var(--font-serif);
  font-size: clamp(34px, 3.2vw, 42px);
  line-height: 0.9;
  font-weight: 500;
  letter-spacing: -0.02em;
}

.brand:not(.brand-advisory) span,
.eyebrow,
.section-label,
.meta,
.crumbs,
.small-title {
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  font-weight: 800;
}

.brand:not(.brand-advisory) span {
  color: var(--champagne);
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
  gap: 12px clamp(13px, 1.15vw, 20px);
  font-size: 12.2px;
  letter-spacing: 0.115em;
  font-weight: 700;
  row-gap: 12px;
  text-transform: uppercase;
}

.nav-right {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  justify-items: end;
  gap: 0;
  min-width: 0;
  flex: 1 1 auto;
}

.header-contact {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 18px;
  color: var(--deep-espresso);
  font-size: 0.82rem;
  letter-spacing: 0.08em;
}

.header-contact a {
  color: inherit;
  text-decoration: none;
}

.header-contact a:hover {
  color: var(--champagne);
}

.nav-links a {
  position: relative;
  color: rgba(247, 242, 234, 0.72);
  text-decoration: none;
  white-space: nowrap;
  padding: 9px 0;
}

.nav-item {
  position: relative;
  display: flex;
  align-items: center;
}

.has-submenu > a {
  z-index: 2;
}

.submenu {
  position: absolute;
  top: calc(100% + 12px);
  right: 50%;
  width: min(760px, calc(100vw - 48px));
  padding: 16px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  border: 1px solid rgba(199, 167, 108, 0.28);
  border-radius: 3px;
  background:
    linear-gradient(180deg, rgba(30, 25, 22, 0.98), rgba(23, 17, 13, 0.98)),
    var(--espresso);
  box-shadow: 0 28px 70px rgba(0, 0, 0, 0.32);
  opacity: 0;
  visibility: hidden;
  transform: translate(50%, -6px);
  transition: opacity 180ms ease, transform 180ms ease, visibility 180ms ease;
}

.submenu-column {
  display: grid;
  align-content: start;
  gap: 6px;
  min-width: 0;
}

.has-submenu:hover .submenu,
.has-submenu:focus-within .submenu {
  opacity: 1;
  visibility: visible;
  transform: translate(50%, 0);
}

.nav-links .submenu a {
  display: block;
  padding: 5px 0;
  color: rgba(247, 242, 234, 0.74);
  letter-spacing: 0.08em;
  text-align: left;
  font-size: 10.5px;
  line-height: 1.45;
}

.nav-links .submenu a:hover {
  color: var(--champagne-light);
}

.nav-links .submenu-heading {
  margin-bottom: 5px;
  padding-bottom: 9px;
  border-bottom: 1px solid rgba(199, 167, 108, 0.28);
  color: var(--champagne-light);
  font-size: 11.2px;
  letter-spacing: 0.14em;
}

.nav-links .submenu-all {
  margin-top: 5px;
  color: var(--champagne);
}

.nav-links a:hover,
.nav-links a[aria-current="page"] {
  color: var(--champagne-light);
}

.nav-links a[href="/smartvalue/"] {
  color: var(--champagne-light);
  text-shadow: 0 0 18px rgba(199, 167, 108, 0.18);
}

.nav-links a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 1px;
  background: var(--metallic-gold);
  opacity: 0;
  transform: scaleX(0.45);
  transform-origin: center;
  transition: opacity 180ms ease, transform 180ms ease;
}

.nav-links a:hover::after,
.nav-links a[aria-current="page"]::after {
  opacity: 1;
  transform: scaleX(1);
}

.nav-links a[href="/smartvalue/"]::after {
  opacity: 0.72;
  transform: scaleX(0.82);
}

.nav-cta {
  border: 1px solid rgba(199, 167, 108, 0.62);
  padding: 0.78rem 0.92rem;
  color: var(--espresso) !important;
}

.hero {
  color: var(--cream);
  background:
    radial-gradient(circle at 78% 14%, rgba(199, 167, 108, 0.17), transparent 28rem),
    linear-gradient(115deg, rgba(23, 17, 13, 0.98), rgba(30, 25, 22, 0.96) 45%, rgba(58, 42, 33, 0.9)),
    var(--espresso);
  border-bottom: 1px solid rgba(199, 167, 108, 0.24);
}

.hero-inner {
  width: min(1240px, calc(100% - 48px));
  min-height: clamp(620px, 74vh, 760px);
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 0.72fr);
  align-items: center;
  gap: clamp(44px, 7vw, 104px);
  padding: clamp(58px, 7vw, 94px) 0 clamp(68px, 8vw, 106px);
}

.hero-copy {
  max-width: 760px;
}

.eyebrow,
.section-label,
.small-title {
  color: var(--champagne);
}

h1,
h2,
h3 {
  margin: 0;
  font-family: var(--font-serif);
  color: var(--ink);
  font-weight: 600;
  line-height: 0.98;
  letter-spacing: -0.005em;
}

h1 {
  max-width: 920px;
  margin-top: 22px;
  font-size: clamp(4.25rem, 6.5vw, 5.35rem);
}

.hero h1 {
  max-width: 760px;
  margin-top: 0;
  color: var(--cream);
  font-size: clamp(4.6rem, 8vw, 7rem);
  letter-spacing: -0.02em;
}

.hero h1::after {
  content: "";
  display: block;
  width: min(280px, 48vw);
  height: 1px;
  margin: 24px 0 0;
  background: var(--metallic-gold);
}

h2 {
  font-size: clamp(2.75rem, 4.35vw, 3.75rem);
}

h3 {
  font-size: clamp(1.42rem, 1.9vw, 1.95rem);
  line-height: 1.08;
}

p {
  margin: 0;
  color: rgba(23, 17, 13, 0.72);
}

.hero p {
  color: rgba(247, 242, 234, 0.78);
}

.dark p {
  color: rgba(247, 242, 234, 0.72);
}

.lead {
  font-family: var(--font-serif);
  font-size: clamp(1.62rem, 2.25vw, 2.24rem);
  font-weight: 500;
  line-height: 1.18;
  color: var(--ink);
}

.dark .lead {
  color: rgba(247, 242, 234, 0.9);
}

.hero .lead {
  max-width: 730px;
  color: var(--ink);
}

.hero-credential {
  margin-top: 28px;
  font-family: var(--font-serif);
  font-size: clamp(1.8rem, 2.9vw, 2.85rem);
  line-height: 1;
  color: var(--champagne-light) !important;
}

.hero-subline {
  margin: 16px 0 10px;
  color: rgba(247, 242, 234, 0.9) !important;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.2em;
  text-transform: uppercase;
}

.hero-market {
  color: var(--champagne) !important;
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.hero-support {
  max-width: 660px;
  margin-top: 24px;
  font-size: clamp(1.04rem, 1.45vw, 1.2rem);
  line-height: 1.72;
  color: rgba(247, 242, 234, 0.78) !important;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px;
  margin-top: 36px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0.86rem 1.16rem;
  border: 1px solid var(--champagne);
  border-radius: 3px;
  background: var(--espresso);
  color: var(--cream);
  text-decoration: none;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 800;
  line-height: 1.3;
  text-align: center;
  overflow-wrap: anywhere;
  transition: background 180ms ease, color 180ms ease, border-color 180ms ease, transform 180ms ease;
}

.button:hover {
  background: var(--metallic-gold);
  color: var(--espresso);
  border-color: var(--champagne);
  transform: translateY(-1px);
}

.button.secondary {
  border-color: rgba(199, 167, 108, 0.72);
  background: transparent;
  color: var(--espresso);
}

.hero .button {
  background: var(--metallic-gold);
  color: var(--espresso);
  border-color: rgba(241, 215, 162, 0.64);
}

.hero .button.secondary {
  background: transparent;
  color: var(--cream);
}

.dark .button.secondary,
.page-hero .button.secondary {
  color: var(--cream);
}

.hero-card {
  align-self: stretch;
  min-height: 540px;
  display: grid;
  align-items: end;
  border: 1px solid rgba(199, 167, 108, 0.34);
  border-radius: 3px;
  background:
    linear-gradient(180deg, rgba(23, 17, 13, 0), rgba(23, 17, 13, 0.22)),
    url("assets/bonni-portrait-ivory.png") center 18% / cover;
  box-shadow: 0 32px 90px rgba(0, 0, 0, 0.34);
  overflow: hidden;
}

.portrait-caption {
  padding: 26px;
  border-top: 1px solid rgba(199, 167, 108, 0.25);
  color: rgba(247, 242, 234, 0.78);
  background: rgba(23, 17, 13, 0.6);
}

.proof-bar {
  border-top: 1px solid rgba(199, 167, 108, 0.28);
  border-bottom: 1px solid rgba(58, 42, 33, 0.1);
  background:
    linear-gradient(90deg, rgba(199, 167, 108, 0.1), rgba(247, 242, 234, 0.72), rgba(184, 169, 154, 0.18)),
    var(--warm-ivory);
}

.proof-bar-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 12px clamp(18px, 2.6vw, 34px);
  padding: 18px 0;
  color: var(--deep-espresso);
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.18em;
  line-height: 1.5;
  text-align: center;
  text-transform: uppercase;
}

.proof-bar-inner span {
  position: relative;
}

.proof-bar-inner span:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 50%;
  right: calc(clamp(18px, 2.6vw, 34px) / -2);
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background: var(--champagne);
  transform: translate(50%, -50%);
}

.section {
  padding: clamp(82px, 10vw, 148px) 0;
}

.section.dark {
  color: var(--cream);
  background:
    radial-gradient(circle at 12% 10%, rgba(199, 167, 108, 0.14), transparent 34rem),
    linear-gradient(135deg, var(--espresso), var(--charcoal-brown));
}

.section.dark h2,
.section.dark h3 {
  color: var(--cream);
}

.section.cream {
  background:
    linear-gradient(180deg, rgba(200, 184, 168, 0.2), rgba(247, 242, 234, 0.2)),
    var(--warm-ivory);
}

.wrap {
  width: min(1240px, calc(100% - 48px));
  margin: 0 auto;
}

.section-head {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(280px, 0.55fr);
  gap: clamp(44px, 8vw, 108px);
  align-items: end;
  margin-bottom: clamp(38px, 5vw, 64px);
}

.stack {
  display: grid;
  gap: 22px;
}

.grid {
  display: grid;
  gap: 22px;
}

.grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid.three {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.neighbourhood-content-grid {
  align-items: start;
}

.neighbourhood-content-grid .feature-card {
  grid-column: 1 / -1;
}

.card,
.answer,
.contact-panel {
  position: relative;
  border: 1px solid rgba(58, 42, 33, 0.13);
  border-radius: 3px;
  background: rgba(255, 250, 242, 0.72);
  padding: clamp(30px, 4vw, 46px);
  box-shadow: var(--soft-shadow);
}

.card::before,
.answer::before,
.contact-panel::before {
  content: "";
  position: absolute;
  inset: 0 auto auto 0;
  width: 42px;
  height: 1px;
  background: var(--champagne);
}

.card.dark-card {
  border-color: var(--line-dark);
  background: rgba(247, 242, 234, 0.06);
}

.authority-showcase {
  color: var(--cream);
  background:
    linear-gradient(135deg, rgba(23, 17, 13, 0.98), rgba(58, 42, 33, 0.98)),
    var(--espresso);
}

.authority-showcase h2,
.authority-showcase h3 {
  color: var(--cream);
}

.authority-showcase p {
  color: rgba(247, 242, 234, 0.68);
}

.authority-showcase .card {
  border-color: rgba(199, 167, 108, 0.24);
  background:
    linear-gradient(180deg, rgba(247, 242, 234, 0.075), rgba(247, 242, 234, 0.035));
  box-shadow: 0 22px 70px rgba(0, 0, 0, 0.18);
}

.authority-showcase .card a {
  color: var(--champagne);
}

.authority-actions {
  margin-top: 34px;
}

.authority-showcase .button.secondary {
  color: var(--cream);
}

.client-stories-preview {
  border-top: 1px solid rgba(199, 167, 108, 0.18);
  border-bottom: 1px solid rgba(199, 167, 108, 0.18);
}

.smartvalue-section {
  background:
    linear-gradient(135deg, rgba(255, 250, 242, 0.94), rgba(200, 184, 168, 0.22)),
    var(--cream);
}

.smartvalue-premium {
  position: relative;
  overflow: hidden;
  color: var(--cream);
  background:
    radial-gradient(circle at 72% 22%, rgba(199, 167, 108, 0.18), transparent 28rem),
    radial-gradient(circle at 24% 84%, rgba(140, 100, 60, 0.16), transparent 26rem),
    linear-gradient(135deg, #080604 0%, #17110d 52%, #2a1d16 100%);
  border-top: 1px solid rgba(199, 167, 108, 0.28);
  border-bottom: 1px solid rgba(199, 167, 108, 0.28);
}

.smartvalue-premium::before,
.smartvalue-premium::after {
  content: "";
  position: absolute;
  left: 6vw;
  right: 6vw;
  height: 1px;
  background: var(--metallic-gold);
  opacity: 0.42;
}

.smartvalue-premium::before {
  top: clamp(26px, 4vw, 48px);
}

.smartvalue-premium::after {
  bottom: clamp(26px, 4vw, 48px);
}

.smartvalue-feature {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(300px, 0.62fr);
  gap: clamp(42px, 7vw, 92px);
  align-items: center;
}

.smartvalue-copy h2,
.smartvalue-copy h3,
.smartvalue-premium h2,
.smartvalue-premium h3 {
  color: var(--cream);
}

.smartvalue-copy .lead {
  color: rgba(247, 242, 234, 0.92);
}

.smartvalue-copy p,
.smartvalue-premium p {
  color: rgba(247, 242, 234, 0.74);
}

.smartvalue-disclaimer {
  border: 1px solid rgba(199, 167, 108, 0.52);
  border-left-width: 3px;
  border-radius: 3px;
  background: rgba(247, 242, 234, 0.055);
  padding: 16px 18px;
  color: rgba(247, 242, 234, 0.86) !important;
  font-weight: 700;
}

.smartvalue-cover {
  margin: 0;
  padding: clamp(14px, 2vw, 20px);
  border: 1px solid rgba(199, 167, 108, 0.62);
  border-radius: 3px;
  background:
    linear-gradient(145deg, rgba(199, 167, 108, 0.16), rgba(247, 242, 234, 0.04)),
    rgba(8, 6, 4, 0.66);
  box-shadow: 0 34px 110px rgba(0, 0, 0, 0.42), 0 0 42px rgba(199, 167, 108, 0.14);
}

.smartvalue-cover img {
  width: 100%;
  aspect-ratio: 1086 / 1448;
  object-fit: cover;
  border: 1px solid rgba(241, 215, 162, 0.42);
  border-radius: 2px;
  box-shadow: 0 18px 60px rgba(0, 0, 0, 0.38);
}

.smartvalue-cover figcaption {
  padding-top: 14px;
  color: var(--champagne-light);
  font-size: 0.66rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  line-height: 1.4;
  text-align: center;
  text-transform: uppercase;
}

.smartvalue-disclaimer-section {
  color: var(--cream);
  background:
    linear-gradient(135deg, rgba(23, 17, 13, 0.98), rgba(58, 42, 33, 0.98)),
    var(--espresso);
}

.smartvalue-disclaimer-section h2,
.smartvalue-disclaimer-section .lead {
  color: var(--cream);
}

.smartvalue-disclaimer-section p {
  color: rgba(247, 242, 234, 0.74);
}

.smartvalue-disclaimer-section .button.secondary {
  color: var(--cream);
}

.smartvalue-cta {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: clamp(24px, 4vw, 54px);
  align-items: center;
  margin-top: 34px;
  border: 1px solid rgba(199, 167, 108, 0.34);
  border-left: 3px solid var(--champagne);
  border-radius: 3px;
  background:
    linear-gradient(135deg, rgba(255, 250, 242, 0.9), rgba(245, 240, 232, 0.72));
  padding: clamp(28px, 4vw, 46px);
  box-shadow: var(--soft-shadow);
}

.smartvalue-cta h3 {
  margin: 6px 0 14px;
}

.smartvalue-cta .actions {
  justify-content: flex-end;
  margin-top: 0;
}

.smartvalue-panel h3 {
  margin-bottom: 18px;
}

.meta-line {
  color: var(--deep-espresso);
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.mini-disclaimer {
  margin-top: 12px;
  color: rgba(58, 42, 33, 0.64);
  font-size: 0.86rem;
  font-weight: 700;
}

.card h3,
.answer h3 {
  margin-bottom: 16px;
}

.card a {
  display: inline-block;
  margin-top: 22px;
  color: var(--deep-espresso);
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  text-decoration-color: var(--champagne);
  text-underline-offset: 4px;
}

.card ul {
  margin: 0 0 18px;
  padding-left: 20px;
  color: var(--muted);
  line-height: 1.72;
}

.card li + li {
  margin-top: 4px;
}

.dark .card a {
  color: var(--champagne);
}

.review-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.review-card {
  position: relative;
  display: grid;
  gap: 18px;
  min-height: 100%;
  border: 1px solid rgba(58, 42, 33, 0.14);
  border-radius: 3px;
  background:
    linear-gradient(180deg, rgba(255, 250, 242, 0.88), rgba(247, 242, 234, 0.72)),
    var(--cream);
  padding: clamp(24px, 3vw, 34px);
  box-shadow: 0 24px 64px rgba(51, 37, 30, 0.1);
}

.review-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto;
  height: 2px;
  background: var(--metallic-gold);
  opacity: 0.72;
}

.review-stars {
  color: var(--champagne);
  font-size: 0.92rem;
  letter-spacing: 0.18em;
}

.review-text {
  color: rgba(23, 17, 13, 0.76);
  font-size: 1rem;
  line-height: 1.7;
}

.review-meta {
  display: grid;
  gap: 7px;
  padding-top: 18px;
  border-top: 1px solid rgba(58, 42, 33, 0.12);
  color: var(--deep-espresso);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.11em;
  line-height: 1.35;
  text-transform: uppercase;
}

.review-status {
  margin: 0;
  color: var(--muted);
  font-size: 0.78rem;
  line-height: 1.5;
}

.divider {
  width: 72px;
  height: 1px;
  background: var(--champagne);
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(340px, 0.8fr);
  gap: clamp(46px, 8vw, 112px);
  align-items: center;
}

.image-frame {
  border: 1px solid rgba(199, 167, 108, 0.28);
  border-radius: 3px;
  background: var(--soft-taupe);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.image-frame img {
  width: 100%;
  min-height: 500px;
  object-fit: cover;
}

.fact-list {
  display: grid;
  gap: 10px;
  padding: 0;
  margin: 0;
  list-style: none;
}

.fact-list li {
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
  color: rgba(23, 17, 13, 0.74);
}

.breadcrumb {
  padding: 22px 0;
  border-bottom: 1px solid var(--line);
  background: rgba(247, 242, 234, 0.78);
}

.crumbs {
  width: min(1240px, calc(100% - 48px));
  margin: 0 auto;
  color: var(--muted);
}

.crumbs a {
  text-decoration: none;
}

.page-hero {
  padding: clamp(96px, 12vw, 170px) 0 clamp(62px, 8vw, 110px);
  color: var(--cream);
  background:
    radial-gradient(circle at 86% 10%, rgba(199, 167, 108, 0.16), transparent 30rem),
    linear-gradient(135deg, var(--espresso), var(--deep-espresso));
}

.page-hero .wrap {
  display: grid;
  gap: 24px;
}

.page-hero h1 {
  max-width: 1040px;
  color: var(--cream);
  font-size: clamp(3.6rem, 6vw, 4.9rem);
}

.page-hero p {
  max-width: 860px;
  color: rgba(247, 242, 234, 0.78);
}

.answer {
  display: grid;
  gap: 12px;
}

.faq-list {
  display: grid;
  gap: 18px;
}

.faq-item {
  border-top: 1px solid rgba(58, 42, 33, 0.16);
  padding-top: 24px;
}

.qa-section {
  background:
    radial-gradient(circle at 12% 0%, rgba(199, 167, 108, 0.12), transparent 28rem),
    var(--cream);
}

.qa-groups {
  display: grid;
  gap: 14px;
}

.qa-group {
  border: 1px solid rgba(58, 42, 33, 0.16);
  border-radius: 3px;
  background: rgba(255, 250, 242, 0.72);
  box-shadow: 0 18px 58px rgba(51, 37, 30, 0.08);
  overflow: hidden;
}

.qa-group summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 22px clamp(22px, 3vw, 34px);
  color: var(--deep-espresso);
  cursor: pointer;
  list-style: none;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.qa-group summary::-webkit-details-marker {
  display: none;
}

.qa-group summary span:last-child {
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border: 1px solid rgba(199, 167, 108, 0.42);
  color: var(--champagne);
  font-size: 1rem;
  line-height: 1;
}

.qa-group[open] summary {
  border-bottom: 1px solid rgba(58, 42, 33, 0.13);
}

.qa-group[open] summary span:last-child {
  color: var(--deep-espresso);
}

.qa-group[open] summary span:last-child {
  font-size: 0;
}

.qa-group[open] summary span:last-child::before {
  content: "-";
  font-size: 1rem;
}

.qa-group .faq-list {
  padding: 8px clamp(22px, 3vw, 34px) 30px;
}

.faq-item h3 {
  margin-bottom: 10px;
}

.site-footer {
  color: var(--soft-text);
  background:
    radial-gradient(circle at 0% 0%, rgba(199, 167, 108, 0.12), transparent 30rem),
    var(--espresso);
  padding: clamp(70px, 8vw, 108px) 0 36px;
}

.site-footer .brand strong {
  color: var(--cream);
}

.footer-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) repeat(4, minmax(132px, 0.52fr));
  gap: clamp(30px, 4vw, 58px);
  width: min(1240px, calc(100% - 48px));
  margin: 0 auto;
}

.footer-grid > div {
  min-width: 0;
}

.footer-grid a {
  display: block;
  color: rgba(247, 242, 234, 0.68);
  text-decoration: none;
  margin: 10px 0;
  font-size: 0.92rem;
}

.footer-grid a:hover {
  color: var(--champagne);
}

.site-footer a[href="/smartvalue/"] {
  color: var(--champagne-light);
}

.brokerage-disclosure {
  display: grid;
  gap: 18px;
  align-items: start;
  margin-top: 26px;
  border: 1px solid rgba(199, 167, 108, 0.22);
  border-radius: 3px;
  background: rgba(255, 250, 242, 0.92);
  padding: 20px;
  color: var(--deep-espresso);
  box-shadow: 0 18px 48px rgba(0, 0, 0, 0.12);
}

.brokerage-disclosure img {
  width: min(190px, 100%);
  height: auto;
  object-fit: contain;
}

.brokerage-disclosure p {
  color: rgba(23, 17, 13, 0.78);
  font-size: 0.86rem;
  line-height: 1.52;
}

.brokerage-disclosure strong {
  color: var(--ink);
}

.brokerage-disclosure a {
  display: inline;
  margin: 0;
  color: var(--deep-espresso);
  font-size: inherit;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: none;
}

.brokerage-disclosure-contact {
  grid-template-columns: minmax(160px, 240px) minmax(0, 1fr);
  align-items: center;
  margin-top: 0;
}

.footer-entity {
  margin-top: 18px;
  max-width: 590px;
  color: rgba(247, 242, 234, 0.58);
  font-size: 0.95rem;
  line-height: 1.68;
}

.legal {
  width: min(1240px, calc(100% - 48px));
  margin: 48px auto 0;
  padding-top: 24px;
  border-top: 1px solid var(--line-dark);
  color: rgba(247, 242, 234, 0.42);
  font-size: 0.78rem;
}

.contact-form {
  display: grid;
  gap: 16px;
}

.field {
  display: grid;
  gap: 8px;
}

label {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-weight: 600;
  color: var(--deep-espresso);
}

input,
select,
textarea {
  width: 100%;
  min-height: 52px;
  border: 1px solid rgba(58, 42, 33, 0.16);
  border-radius: 3px;
  background: rgba(247, 242, 234, 0.78);
  color: var(--ink);
  font: inherit;
  padding: 0.86rem;
}

textarea {
  min-height: 150px;
  resize: vertical;
}

.placeholder-note {
  border-left: 2px solid var(--champagne);
  background: rgba(199, 167, 108, 0.1);
  padding: 16px 18px;
  color: var(--muted);
}

@media (max-width: 1240px) {
  .nav,
  .header-inner {
    width: min(1420px, calc(100% - 32px));
    gap: 22px;
  }

  .header-logo-lockup {
    width: clamp(188px, 14vw, 224px);
  }

  .nav-links {
    gap: 10px 13px;
    font-size: 11.2px;
    letter-spacing: 0.085em;
  }
}

@media (max-width: 1080px) {
  .header-utility-inner {
    justify-content: center;
    flex-wrap: wrap;
    white-space: normal;
    padding: 7px 0;
  }

  .nav,
  .header-inner {
    min-height: auto;
    padding: 22px 0 18px;
    display: grid;
    grid-template-columns: 1fr;
    justify-items: center;
    gap: 18px;
  }

  .grid.four {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .brand-logo,
  .logo-wrapper,
  .site-logo,
  .header-logo {
    width: 190px;
    max-width: 190px;
    min-width: 150px;
  }

  .nav-right {
    width: 100%;
    justify-content: center;
  }

  .nav-links {
    justify-content: center;
    gap: 12px 18px;
    font-size: 12px;
    letter-spacing: 0.09em;
  }

  .nav-item {
    display: grid;
    justify-items: center;
    gap: 6px;
  }

  .submenu {
    position: static;
    width: auto;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
    border: 0;
    background: transparent;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    transform: none;
  }

  .has-submenu:hover .submenu,
  .has-submenu:focus-within .submenu {
    transform: none;
  }

  .nav-links .submenu a {
    padding: 0;
    font-size: 10.5px;
    letter-spacing: 0.08em;
    color: rgba(247, 242, 234, 0.58);
    text-align: center;
  }

  .submenu-column {
    justify-items: center;
    gap: 4px;
  }

  .nav-links .submenu-heading {
    border-bottom: 0;
    margin-bottom: 2px;
    padding-bottom: 0;
  }
}

@media (max-width: 920px) {
  body {
    font-size: 16px;
  }

  .nav,
  .header-utility-inner,
  .hero-inner,
  .wrap,
  .crumbs,
  .footer-grid,
  .legal {
    width: min(calc(100% - 32px), 1240px);
  }

  .hero-inner,
  .section-head,
  .split,
  .smartvalue-feature,
  .smartvalue-cta,
  .grid.two,
  .grid.three,
  .grid.four,
  .review-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-inner {
    min-height: auto;
    align-items: start;
  }

  .hero-card {
    min-height: 520px;
  }

  .image-frame img {
    min-height: 360px;
  }

  .smartvalue-cta .actions {
    justify-content: flex-start;
  }

  .brokerage-disclosure-contact {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .brand:not(.brand-advisory) strong {
    font-size: 32px;
  }

  .brand:not(.brand-advisory) span {
    font-size: 0.6rem;
  }

  .header-utility-inner {
    width: min(calc(100% - 28px), 1240px);
    justify-content: center;
    flex-wrap: wrap;
    gap: 6px 8px;
    padding: 8px 0;
    font-size: 11.5px;
    letter-spacing: 0.08em;
    white-space: normal;
    text-align: center;
  }

  .nav,
  .header-inner {
    width: min(calc(100% - 28px), 1240px);
    min-height: auto;
    padding: 12px 0 12px;
    display: grid;
    grid-template-columns: 1fr;
    justify-items: center;
    gap: 12px;
  }

  .brand-advisory {
    width: 100%;
    justify-content: center;
    gap: 7px;
  }

  .header-logo-lockup {
    width: min(178px, 56vw);
  }

  .brand-tagline {
    font-size: 0.46rem;
    letter-spacing: 0.1em;
    padding-top: 6px;
  }

  .brand-logo,
  .logo-wrapper,
  .site-logo,
  .header-logo {
    width: min(170px, 58vw);
    max-width: 170px;
    min-width: 0;
  }

  .proof-bar-inner {
    justify-content: flex-start;
    gap: 10px 16px;
    font-size: 0.6rem;
    letter-spacing: 0.14em;
    text-align: left;
  }

  .proof-bar-inner span:not(:last-child)::after {
    display: none;
  }

  .nav-right {
    width: 100%;
    justify-content: center;
  }

  .nav-links {
    width: 100%;
    display: grid;
    grid-template-columns: 1fr;
    gap: 8px;
    justify-items: center;
    font-size: 15px;
    letter-spacing: 0.08em;
  }

  .nav-links a {
    white-space: normal;
    text-align: center;
    line-height: 1.6;
    padding: 8px 0;
  }

  .nav-item {
    width: 100%;
  }

  .submenu {
    width: 100%;
    display: grid;
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .nav-links .submenu a {
    font-size: 13px;
    line-height: 1.45;
    padding: 4px 0;
  }

  .submenu-column {
    gap: 5px;
  }

  h1,
  .page-hero h1 {
    font-size: clamp(3.15rem, 15vw, 4rem);
  }

  .hero h1 {
    font-size: clamp(3.8rem, 18vw, 5rem);
  }

  .button {
    width: 100%;
  }

  .actions {
    width: 100%;
  }

  .hero-card {
    min-height: 430px;
  }

  .brokerage-disclosure {
    padding: 18px;
  }

  .brokerage-disclosure img {
    width: min(170px, 100%);
  }
}
